SmartWitness Provides Crucial Video Evidence, FNOL, & Detailed Drive Data for all Claims Settlements
How Protected is your Policyholder’s Fleet?
Operating a fleet of vehicles brings many challenges. From Health and Safety through to Duty of Care, risk management plays a key role in safeguarding any business. Add to that the other drivers, cyclist and pedestrians on the road and the job for our policyholders gets a lot more complex. So when it comes to giving the best advice on risk management do you and your policyholders have all the tools to hand?
Contested claims create extra workload and potential liability for all. At a time when policyholders are trying to run their business any incidents add stress, frustration and concern for them and their drivers (and that’s before we think about the cost implication of excess payments, vehicles off the road, unhappy customers and the potential higher insurance premiums). Industry statistics have shown that 40% of claims are disputed; SmartWitness has shown to reduce that to just 2%.
Research Shows Private Car Drivers were...
Assigned fault in over 81% of commercial truck crashes
The encroaching vehicle in 91% of head-on crashes
Responsible for 91% of opposite direction side-swipes
Responsible for 71% of rear end collisions
Insurance fraud / staged accidents
Lack of witnesses or distraught drivers
False and/or exaggerated claims
Conflicting reports of actual events
Poor driving habits or behaviors
Expensive and increasing insurance premiums
How can SmartWitness Help?
First Notification of Loss (with video) delivered in real-time